SIP Calculator

What is SIP ?

SIP stands for Systematic Investment Plan. It allows you to invest a fixed amount starting as low as ₹500 or ₹1000 every month, week, or quarter into a mutual fund scheme of your choice. Instead of worrying about when to invest or how the markets are performing, SIP brings discipline and regularity to your investment journey.​ SIP calculators offer you instant, accurate estimates of your future investment value, simplify planning, track progress, allow easy comparison, show the power of compounding, and are free to use online, which You can see on this page.

How Does SIP Work?

• You pick a mutual fund based on your financial goal, risk comfort, and how long you wish to invest.
• You Decide your investment amount and how often you want to invest (monthly is most common).
• You can Set up the SIP online or through your advisor, your SIP amount gets automatically deducted from your bank account each period.
• Each time the amount is invested, you get mutual fund units at the market price (called Net Asset Value or NAV) of that day.
• Over time, the number of units you get changes with the market ups and downs, but your total investment keeps growing.​

Key Benefits of SIP

• Rupee Cost Averaging : When the market is high, you get fewer units and when the market is low, you get more units for the same amount. This way, you average out the purchase cost and reduce the impact of market volatility. so basically through SIP you get more units.
• Power of Compounding : As you keep investing, both your principal and previous earnings work together to generate returns. it is a powerful formula for long-term wealth creation.​ you can use SIP Calculator for your goal based returns.
• Discipline & Convenience : SIPs make investing habitual and automatic, just like any regular expense, helping you save without stress.​

Why SIP is Ideal for Investors

• SIP is perfect for new investors or for salaried professionals who want to start small and grow steadily towards dreams like child’s education, buying a house, or retirement.
• You can increase, decrease, pause, or stop your SIP any time as your needs change because it’s flexible and user-friendly.
• With SIP, you do not need to worry about market ups and downs because regular investing builds wealth slowly and surely.​

SIP is your friend for long-term financial success, transforming regular savings into wealth with minimal hassle. Fin Lab Wealth recommends SIPs as a trusted approach to secure your future and reach your financial goals, one step at a time.